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Online and Mobile Banking systems will be undergoing routine maintenance this Sunday, March 7th., 10:00pm PST to Monday, March 8th., 2:00am PST Close Menu Contact Us Help Center Locations Search Online Banking Personal Banking Online & Mobile Banking Checking Custom Debit Cards Savings Children’s Savings Mortgage Center Investments Credit Cards Visa Checkout Personal Loans Auto Loans Auto Concierge Vehicle Listings Insurance Services Personal Insurance Services Student Loans Rates Deposit Rates Lending Rates Loan Rates Business Banking ACU Business Services Team Business Accounts Custom Debit Cards Business Credit Cards Custom Credit Cards Business Loans SBA Loans Apply Online Business News Cash Management Business Online & Mobile Banking Bill Pay ACH Origination Card Processing International Payments Payroll Services Remote Deposit Capture Sweep Accounts Resources Aspire for Business Tell Us Your Story Commercial Insurance Services Investing Our Story ACU Foundation Turkey Shoot Golf Tournament Calendar Employment News Awards Join Us Mortgage Center Purchase or Refinance Home Equity Programs Home Improvement Loan Mortgage Team Mortgage Rates & Fees Mortgage Application Your Property Closing and Beyond America's Credit Union 2.99% Intro APR* HELOC Limited Time Offer Learn More America's Credit Union Share Something Special Refer a friend to ACU, and when they become a member we’ll reward you both with $50* Learn More America's Credit Union SBA Loans ACU is the Credit Union for Entrepreneurs Apply Now America's Credit Union ACU Bill Pay Guaranteed payments, mobile access, and more! Learn More America's Credit Union Surviving COVID-19 Communication and resources to help deal with the pandemic Pandemic Resources COVID News Savings Checking Credit Cards Home Loans Auto Loans Business Loans Up-to-Date COVID Branch Hours LEARN MORE Alternative Banking Options Learn More Business Partner Spotlight Learn More Performance Saver APY 0.25 % Learn More 6 Month Certificate Special APY .30 % Learn More 12 Month Certificate Special APY .45 % Learn More Continue to SAVINGS Consumer Account Disclosure: APY = Annual Percentage Yield. The terms applicable to your Deposit Accounts at ACU are provided in a separate Truth–in-Savings Disclosure. Fees may reduce earnings. See Fee Schedule. The Annual Percentage Yield on Share Certificates assumes dividends will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty of up to 90 days of dividends may be imposed for early withdrawal on Share Certificates and Performance Saver Accounts and will affect earnings on the account. You must be an ACU member to qualify. Rates may change after account opening. Affinity Plus APY .75 % $0 - $25,000 Opening Balance Learn More Affinity Basic APY 2.02 % $0 - $1,000 Opening Balance Learn More Affinity Premier APY .75 % $25,000 - $34,999 Opening Balance Learn More Continue to CHECKING Consumer Account Disclosure: APY = Annual Percentage Yield. The terms applicable to your Deposit Accounts at ACU are provided in a separate Truth–in-Savings Disclosure. Fees may reduce earnings. See Fee Schedule. The Annual Percentage Yield on Share Certificates assumes dividends will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty of up to 90 days of dividends may be imposed for early withdrawal on Share Certificates and Performance Saver Accounts and will affect earnings on the account. You must be an ACU member to qualify. † Account receives identity theft coverage, cell phone repair coverage, 10 cents cash back for every debit card purchase over $5.00, and ATM fee reimbursement up to $10.00 per month. To earn dividends, receive ATM fee reimbursement, and 10 cents cash back, you must have eStatements, 15 POS transactions of at least $5.00 post and settle during the monthly statement period, and log into ACU Online or ACU Mobile App at least once per month. †† The Index is the 2 year US Treasury Bill published on the 25th day of the month. The minimum dividend rate will never be less than the Performance Saver minimum dividend rate. ‡ Account is no longer available for certificates opened or renewed after 9/30/2017. ‡‡ To earn dividends you must have $15,000 in combined loans or deposits, direct deposit of at least $500 per month, eStatements, and 10 POS transactions post and settle during the monthly statement period. * Rates may change after account opening. Platinum Rewards APR 8.04 - 18.00 % Learn More Platinum APR 7.04 - 18.00 % Learn More Business Credit Card APR 16.99 % Learn More Continue to CREDIT CARDS *Based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate. Prime Rate Information: The date Price Rate is determined is by the first day of the calendar quarter (January, April, July, and October). The effective day of the Prime Rate is first day of the following month. Home Loan Learn More Equity Line of Credit learn more Pure Plus Loan learn more Continue to HOME LOAN CENTER New Vehicle Loans 54 Months Starting At 3.49 % 66 Months Starting At 3.99 % Learn More Used Vehicle Loans 54 Months Starting at 3.99 % 66 Months Starting At 4.49 % Learn More First Time Buyer Program 54 Months Starting At 6.74 % 66 Months Starting At 7.24 % Learn More Continue AUTO LOANS Term Loans Learn More Construction Loans Learn More Small Business Loan Learn More Continue to AMPLIFY BUSINESS LOANS We're Hiring Join Our Team Apply Today 2.99% INTRO APR* HELOC Learn More ACU Business Services Business Loans Designed For You At ACU, we understand the needs of local businesses. We get to know you and your unique business requirements in order to recommend loan packages tailored specifically to you. Learn More Latest Posts 2/22/21 America Saves Week 2021 News 2/13/21 WINTER STORM CLOSURES News View All News What Our Members Have To Say I want to say thanks for all the help from the Lakewood Branch of ACU given to my family since 1987 when we came from Japan. I inquired about different ideas and was given the tools and information to make the most of the situation. Thanks for being there when I needed guidance to achieve the best results. Donald Lakewood I love being a member of ACU. The member service at each branch is exceptionally people friendly. They offer more checking and savings options than traditional banks. Gum-Lai Tacoma We refinanced our home about a year ago and received a great rate and it was the best loan processing experience we have ever had. Now we have all our accounts at ACU. Darleen Puyallup Local: 253.964.3113 Toll Free: 866.968.7128 Routing Number 325180634 Address P.O. 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